Typically, mortgage lenders will let you borrow between 4 to 4.5 times your total income for a mortgage. However, there are innovative buying schemes that will boost the amount you can borrow. These include 5.5x Income Mortgages, private equity loans and guarantor mortgage schemes. Tembo can help you discover the best way to increase your borrowing potential from a range of schemes in an instant. Simply create a free Tembo plan to get started.

As a specialist mortgage broker, we work with over 100 lenders and schemes, giving us access to thousands of mortgage products. This means we can find all the schemes you're eligible for and how much they could boost your budget by in an instant - saving you time, effort and money. Your dedicated mortgage broker will then walk you every step of your homebuying journey, right up to getting the keys to your new home.

Tembo is a multi award-winning mortgage and savings platform, focused on helping the next generation reach their next life milestone - whether that's saving a house deposit, buying their first home, moving up the ladder or building wealth. We've helped thousands discover how they could get on the ladder sooner or save faster with our innovative app. It's why we're rated 'Excellent' on Trustpilot by our customers.

We work with over 100 lenders and schemes, giving us access to thousands of mortgage products.

Yes! Tembo Money Limited is authorised and regulated by the Financial Conduct Authority (FCA). For mortgages, Tembo Money Limited is authorised and regulated under registration number 952652. Tembo Savings Limited is authorised and regulated separately for our savings products under registration number 928010 (and as an account information service provider under 913654).