Get a fixed 4.30% on your savings, tax free
Lock your savings away for 12-months with our Fixed Rate Cash ISA and earn 4.30% AER (fixed). Plus add more funds later on to lock-in for 12-months from the date they are added, at the rate available at the time.
Lock in at 4.30% AER with just £500
Add up to £20,000 each tax year
Provided by Investec
Why use a fixed rate ISA?
A certain return, no matter what lies ahead
The base rate could be at 3.5% by the middle of 2026, with further cuts predicted. Protect against the unknown with a fixed rate for 12-months.
Source: This is Money
Know exactly how much interest you’ll earn...
Interest is calculated daily, and is paid into your account after 12-months. Track your interest gains in the app while you wait for the payout.
Add up to £20k each year, in your own time
Add funds to lock-in at 4.30% AER (fixed) today. Want to add more in the future? New funds will instantly lock-in for 12-months from the date they are added, at the rate available at the time
The ultimate mortgage experience
The ultimate mortgage experience
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on Trustpilot
The only
mortgage broker
on Trustpilot and Google
We'll find you the best deal
From 20,000+ products and 100+ lenders
A dedicated case manager & advisor
By your side from hello to getting your keys
Property insights and survey reports
Free home reports with 120+ data points
Advice from UK's Best Mortgage Broker
As voted by our customers four years running in 2022, 2023, 2024 & 2025.
Access to our panel of conveyancers
Your conveyancer will sort out all the legal checks and draw up the contracts
Protection & insurance advice
Get the cover you need to suit you and your family with our in-house team of advisors
Hassle-free home-moving
Easy utilities, moving & services setup
Same day appointments
Book an instant appointment 7-days a week
A lightning quick service
Average time to mortgage offer is just 10 days
We'll find you the best deal
From 20,000+ products and 100+ lenders
A dedicated case manager & advisor
By your side from hello to getting your keys
Property insights and survey reports
Free home reports with 120+ data points
Advice from UK's Best Mortgage Broker
As voted by our customers four years running in 2022, 2023, 2024 & 2025.
Save for sooner
From building your first house deposit to saving for retirement, our award-winning savings and investment app helps you save towards life’s milestones faster.
Black Friday: Up to £300 cashback
SAVING FOR FIRST HOME OR RETIREMENT
Lifetime ISA
Save up to £4,000 per tax year
25% Gov bonus of up to £1,000
Cash (4.1% AER) or Stocks & shares
4.1% AER
Save up to £20,000 a year tax free
Cash ISA - Easy access
Unlimited easy access withdrawals
Same rate for new and existing customers
4.1% AER (variable)
4.30% AER Fixed
Fixed interest rate
Cash ISA - Fixed rate
Fixed interest rate for 12 months
Provided by Investec
Add up to £20,000 each tax year
5.5% AER
built for homeowners & buyers
Home Saver™
3% AER (variable) + 2.5% 12 month bonus
Bonus unlocked when get a mortgage
FSCS protection & No withdrawal limits
Open in minutes
Download the Tembo app and you can have an account open in under 10-minutes.
A competitive interest rate for all
The same rates for new, returning and transferring customers.
Accrue interest daily
Track your interest gains in the Tembo app, and watch your savings grow over time.
Protected
Your money is eligible for protection under the Financial Services Compensation Scheme (FSCS) up to £85,000 per eligible person, per bank.
Safe
All money in your Fixed Rate Cash ISA is held securely with our partner and the deposit taker Investec Bank plc.
Trusted
We’re proud to be rated ‘Excellent’ on Trustpilot, having helped thousands of happy savers and buyers.
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