A market-leading 5.24% AER savings account from the UK’s Best Mortgage Broker
With Tembo's HomeSaver account, earn a market-leading savings rate on your cash and get fee-free access* to our award-winning mortgage brokers. We’re so confident in what we do, we back it with our Best Mortgage Deal guarantee.
As seen in
Here’s a snapshot of what our HomeSaver can do for you
A savings account that rewards you for getting a mortgage
You'll earn 3.74% AER (variable) on your savings, and build a 1.5% AER (fixed) Tembonus over 12 months. When you use our award-winning mortgage service, the bonus is unlocked and paid into your HomeSaver account.
Market-leading savings account built for homeowners & buyers
Whether you’re saving for your first home, your next move, a buy-to-let or a remortgage, this account works for you. Earn interest while you save and get expert advice when it’s time to secure a mortgage - all in one place.
Free advice from the UK’s Best Mortgage Broker
As a Tembo saver, you’ll get exclusive fee-free mortgage advice* from Tembo Mortgages - voted UK's Best Mortgage Broker four years running by our customers.
We’re so confident in our advice, we back it with our Best Mortgage Deal Guarantee.
Get the best mortgage deal for you or your money back
Tembo Mortgages has access to over 100 lenders and 25,000 mortgage products. We’ll search the whole market to find the lowest-cost mortgage that suits you.
If you find a cheaper, comparable deal from another whole-of-market mortgage advisor, you’re protected by our guarantee. Find cheaper, we’ll pay the difference. T&Cs apply.
UK-based support
Our friendly support team are UK-based, and available 7-days a week to help when you need that human touch.
All our savings accounts are covered by FSCS
Your funds are protected up to £120,000 by the Financial Services Compensation Scheme.
4 x Winner
UK’s Best Mortgage Broker
The British Bank Awards
2022, 2023, 2024, 2025
Winner
Scale up of the year
The Lloyds British Business Excellence Awards
2025
2023
Best Lifetime ISA
Good Money Guide
2023
Winner
Best Experience Design
11:FS Awards
2023
Winner
App of the day
Apple
2023
Save for
3.8% AER
or
Stocks & Shares
Lifetime ISA
Save up to £4,000 per tax year
25% Gov bonus of up to £1,000
Cash (3.8% AER (variable)) or Stocks & shares
3.8% AER
Cash ISA - Easy access
Unlimited easy access withdrawals
Same rate for new and existing customers
3.8% AER (variable)
4.30% AER Fixed
Cash ISA - Fixed rate
Fixed interest rate for 12 months
Provided by Investec
Add up to £20,000 each tax year
5.24% AER
Home Saver™
3.74% AER (variable) + 1.5% 12 month bonus
Bonus unlocked when get a mortgage
FSCS protection & No withdrawal limits
Got questions? We’ve got answers
See all FAQsFrequently asked questions
Learn more
AER including conditional bonuses: 5.24%. Tracker Rate: 3.74% AER (variable) / 3.67% gross p.a. The Tracker Rate tracks 0.08% below the Bank of England Base Rate. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As the Tracker Rate is variable, please check our website/app for the most up-to-date information.
HomeSaver Bonus (conditional): 1.5% gross (fixed), earned daily from the date of your first deposit and paid once after 365 days, payable only if you complete a mortgage through Tembo Money Limited. No further bonus accrues after day 365. The HomeSaver Bonus is forfeited if more than three (3) withdrawals are made in any 365-day period or if the account balance falls below £1,000 after the initial 365-day period and before the offer is claimed. Gross is the rate payable before the deduction of income tax.
*Fee-free mortgage advice is subject to eligibility, terms & conditions can be found here.