Buying or remortgaging in the next 3 years? Get 5.5% AER (variable) on your savings now
With Tembo's HomeSaver account, earn a market-leading savings rate on your cash and get fee-free access to our award-winning mortgage brokers. We’re so confident in what we do, we back it with a Best Mortgage Deal guarantee
“It seems to be the best interest rate out there, so it's kind of like free money!”
“It's great to see Tembo taking a big step towards helping borrowers get onto the property ladder faster, especially as affordability remains a key concern”
A savings account that rewards you for getting a mortgage
You'll earn 4% AER (variable) on your savings, and build a 1.5% AER (fixed) Tembonus over 12-months. When you use our award-winning mortgage service, the bonus is unlocked and paid into your HomeSaver account.
A market-leading savings account built for homeowners & buyers.
If you're saving for your first home, your next move, buy-to-let property or a remortgage, this account works for you. Earn interest while you save and get expert support when it's time to secure a mortgage all in one place.
Get the best mortgage deal, or we'll pay the difference
With access to over 100 lenders and 25,000 mortgages, our award-winning team will search the whole market to find the lowest-cost mortgage that suits your needs and preferences.
In fact, we're so confident in our service, that we offer all our savings customers our Best Mortgage Deal guarantee.
If you find a cheaper, comparable deal from another whole-of-market mortgage advisor, we'll pay the difference across the product term. T&Cs apply
The ultimate mortgage experience
The ultimate mortgage experience
Rated
on Google by over 2,500 people
The only
mortgage broker
on Trustpilot and Google
Best mortgage deal guarantee
We’ll find the lowest-cost deal for you from +100 lenders or we’ll pay the difference. T&Cs apply.
A dedicated case manager & advisor
By your side from hello to getting your keys
Property insights and survey reports
Free home reports with 120+ data points
Advice from UK's Best Mortgage Broker
As voted by our customers four years running in 2022, 2023, 2024 & 2025.
Access to our panel of conveyancers
Your conveyancer will sort out all the legal checks and draw up the contracts
Protection & insurance advice
Get the cover you need to suit you and your family with our in-house team of advisors
Hassle-free home-moving
Easy utilities, moving & services setup
Same day appointments
Book an instant appointment 7-days a week
A lightning quick service
Average time to mortgage offer is just 10 days
Best mortgage deal guarantee
We’ll find the lowest-cost deal for you from +100 lenders or we’ll pay the difference. T&Cs apply.
A dedicated case manager & advisor
By your side from hello to getting your keys
Property insights and survey reports
Free home reports with 120+ data points
Advice from UK's Best Mortgage Broker
As voted by our customers four years running in 2022, 2023, 2024 & 2025.
Got questions? We've got answers
AER including conditional bonuses: 5.50%. Tracker Rate: 4.00% AER (variable) / 3.92% gross p.a. The Tracker Rate tracks 0.08% below the Bank of England Base Rate. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As the Tracker Rate is variable, please check our website/app for the most up-to-date information.
HomeSaver Bonus (conditional): 1.50% gross (fixed), earned daily from the date of your first deposit and paid once after 365 days, payable only if you complete a mortgage through Tembo Money Limited. No further bonus accrues after day 365. Gross is the rate payable before the deduction of income tax.