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NEW: long-term fixed rate

Fix your interest rate for up to 40-years and increase your borrowing to 6x income. Rates from 5.69%

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5.5% AER

HomeSaver™

We believe homeownership deserves better. That’s why we created HomeSaver™, a savings account that rewards first-time buyers, next time buyers and remortgagers for doing the whole journey with Tembo.

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See what mortgage rates you could be offered today

Voted the UK’s Best Mortgage Broker four years running, Tembo has helped thousands discover how to make home happen. Create a free plan today to see your best options from 20,000+ mortgages across high-street lenders and specialist schemes.

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British Bank awards 2023 Best Mortgage Broker winner
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Discover how much you can really borrow.

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Award-winning savings and mortgage platform

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£88,000 budget boost on average

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Your own dedicated mortgage team

Tried, tested, trusted

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Types of mortgages

See what I'm eligible for

Joint mortgages

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Single buyer mortgages

New build mortgages

NHS mortgages

5x mortgages

95% LTV mortgages

90% LTV mortgages

85% LTV mortgages

80% LTV mortgages

75% LTV mortgages

70% LTV mortgages

Why choose Tembo?

Navigating the world of mortgages can feel overwhelming. We simplify the process, cut through the jargon, and use our expertise and award-winning smart tech to find all the ways you could buy or remortgage, including how you could boost your budget. It's why we've been trusted by thousands across the UK.

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Single income first-time buyer

Buying with complex income

First-time buyer in London

Using income to boost affordability

Remortgaging to gift a deposit

Acting as a silent guarantor

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The ultimate mortgage experience

Rated 5 on Trustpilot and Google

We’ll find you the best deal

From 20,000+ products and 100+ lenders

Same day appointments

Book an instant appointment 7-days a week

A dedicated case manager & advisor

By your side from hello to getting your keys

Instant property valuations

Free home reports with 120+ data points

Advice from UK’s Best Mortgage Broker

As voted by our customers four years running

A lightning quick service

Average time to mortgage offer is just 10 days

Protection & insurance advice

The cover you need to protect you & yours

Hassle-free moving service

Easy utilities, moving & services set-up

Access to our panel of conveyancers

Tried & tested paid legal guidance from our experts

Discover the best mortgage rates for you from across the market

Find my best rate

Compare 20,000+ mortgages from over 100 lenders

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LTV: 90.00%

The interest rates shown are an indication only and are not guaranteed. Current rates may have changed by the time you come to apply.

Save for sooner

From building your first house deposit to saving for retirement, our award-winning savings and investment app helps you save towards life’s milestones faster.

Black Friday: Up to £300 cashback

SAVING FOR FIRST HOME OR RETIREMENT

Lifetime ISA

Save up to £4,000 per tax year

25% Gov bonus of up to £1,000

Cash (4.1% AER) or Stocks & shares

Read more about Lifetime ISA

4.1% AER

Save up to £20,000 a year tax free

Cash ISA - Easy access

Unlimited easy access withdrawals

Same rate for new and existing customers

4.1% AER (variable)

Read more about Cash ISA - Easy access

4.30% AER Fixed

Fixed interest rate

Cash ISA - Fixed rate

Fixed interest rate for 12 months

Provided by Investec

Add up to £20,000 each tax year

Read more about Cash ISA - Fixed rate

5.5% AER

built for homeowners & buyers

Home Saver™

3% AER (variable) + 2.5% 12 month bonus

Bonus unlocked when get a mortgage

FSCS protection & No withdrawal limits

Read more about Home Saver™

Open in minutes

Download the Tembo app and you can have an account open in under 10-minutes.

A competitive interest rate for all

The same rates for new, returning and transferring customers.

Accrue interest daily

Track your interest gains in the Tembo app, and watch your savings grow over time.

Resources

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