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NEW: long-term fixed rate

Fix your interest rate for up to 40-years and increase your borrowing to 6x income. Rates from 5.69%

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NEW: CASH LIFETIME ISA

Save with the market-leading rate

Open a Cash Lifetime ISA today and earn 4.30% AER (variable) interest on your savings. Over 5-years, you’ll have £600 more in your pocket than with the closest market competitor.

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Explore our range of Mortgage Tools & Calculators

At Tembo, we want to demystify mortgages. That's why we are constantly developing new tools, so you can better understand your affordability and the true cost of moving up or getting on the ladder. To see what you could be offered, create a free Tembo plan for a personalised recommendation.

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British Bank awards 2023 Best Mortgage Broker winner
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Voted the UK's Best Mortgage Broker

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£82,000 Average Affordability Boost

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Over 20,000 mortgage products

Explore our mortgage calculators and tools

Use our range of tools below to understand what you could afford to borrow, what deals are currently available and what's going on in the mortgage market. For a personalised recommendation of your maximum buying budget, including ways you could boost your borrowing power, create a free Tembo plan.

Mortgage Calculator

Play around with our Mortgage Affordability Calculator to see what you could borrow on your own, or with a loved one's help.

Mortgage Calculator

Compare live rates

Compare today’s live mortgage rates for residential and Buy to Let deals. Filter by your preferences including repayment type, mortgage term and deal length to see what's available.

Stamp Duty Calculator

Use our Stamp Duty calculator to figure out what Stamp Duty Land Tax (SDLT) you'll pay when buying your first home, moving house or purchasing a second property.

Interest Rates Tracker

See which way interest rates are going with our tracker. Understand what's happening in the wider mortgage market and if now is the right time to lock in a deal.

Base Rate Tracker

See what the current Bank of England's base rate is and how it's changed over time with our tracker.

Explore our remortgage calculators and tools

Use our range of tools below to see what your monthly repayments could look like, what you could afford each month and what deals are currently available. For a personalised recommendation of the best remortgage deal for you, including if it's worth staying with your current provider or switching to a new one, create a free Tembo plan.

Remortgage Calculator

Use our Remortgage Calculator to see what your monthly repayments could look like, and how much you could save by switching to a new deal.

Remortgage Calculator

Compare live rates

Compare today’s live remortgage rates from across our lender panel. Filter by your mortgage preferences including repayment type, term and deal length to see what's available.

Take Home Pay Calculator

Play around with our take home pay calculator to see what your annual, monthly and weekly take-home could be after Income Tax, National Insurance, student loan and pensions.

The application process

4 simple steps to getting the keys to your new home or remortgaging

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Make a Tembo plan

Check your eligibility for our full range of buying schemes, and get a personalised recommendation with interest rates and repayments in under 10-minutes.

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Talk to an expert

Book a call with our experts to complete the qualification process. We’ll cover off any questions you might have about any of the budget boosting schemes we advise on.

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Apply for a new deal

Your dedicated advisor will undertake full affordability checks to prepare the mortgage application. Then we’ll submit it on your behalf!

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Make home happen

During conveyancing, we’ll liaise with the seller and your solicitors to ensure a smooth purchase. We’ll also provide a free protection review for your insurance needs.

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