Discover the best mortgage rates from the top providers with our Lender Guides
Whether you're looking for your first mortgage or want to become a landlord, there are plenty of mortgage lenders and providers to choose from. Explore the current mortgage deals offered by the UK's top lenders below. To see what rate you could be offered, create a free Tembo plan for a personalised recommendation.
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Top UK mortgage lenders
Whether you're an existing customer or a first-time buyer, compare the best mortgage interest rates from the UK's biggest mortgage lenders by clicking one of the links below. To see what rate you could be offered, create a free Tembo plan.
NatWest is one of the biggest mortgage lenders in the UK. They are a recognisable high-street name and have a reputation for offering good mortgage rates. They also offer more niche products including green mortgages, equity loans and shared ownership mortgages.
Nationwide is the second-largest mortgage provider in the UK, and the largest building society They also offer specialist products including their Helping Hand mortgage, Deposit Unlock, Green Additional Borrowing mortgage and shared ownership mortgages.
HSBC is one of the UK's largest mortgage lenders and often offers some of the best mortgage deals on the market. However, HSBC doesn't provide as many niche products for customers who need a boost to their buying budget or have complex situations.
Santander is one of the go-to providers as the third largest UK mortgage lender. They also offer more niche products for customers who may have affordability hurdles, including family-supported mortgages, gifted deposits and shared ownership mortgages.
Barclays is a reputable mortgage provider in the UK. Like other lenders, they offer some specialist products for customers struggling to get on the ladder, including family-supported mortgages, gifted deposits, green mortgages, and shared ownership mortgages.
Other mortgage lenders
You don't have to go with your high-street bank for a mortgage. The right lender for you could be a provider you've never heard of! At Tembo, our award-winning team can help you find the right lender for you from the panel of over 100 providers we advise on.
TSB
TSB is the 10th largest mortgage lender in the UK and has a reputation for offering good customer service. However, while they do offer shared ownership and Right to Buy mortgages, TSB offers fewer specialist mortgages in comparison to other lenders.
Kensington Mortgages
Kensington Mortgages is a specialist lender, which means they cater to borrowers who don't meet the lending criteria for more mainstream providers. As an intermediary-only lender, you'll need a mortgage broker like us to apply to Kensington Mortgages for you.
Bank of Ireland
The Bank of Ireland is the UK's 14th largest mortgage lender, and has a reputable name with 240 years of history. They also offer more niche products including green mortgages, self-build mortgages, Joint Borrower Sole Proprietor mortgages, and top slicing for Buy to Let applicants.
The application process
4 simple steps to getting the keys to your new home
Make a Tembo plan
Check your eligibility for our full range of buying schemes, and get a personalised recommendation with interest rates and repayments in under 10-minutes.
Talk to an expert
Book a call with our experts to complete the qualification process. We’ll cover off any questions you might have about any of the budget boosting schemes we advise on.
Find a property
Once you’ve found a property, your dedicated advisor will undertake full affordability checks to prepare the mortgage application. Then we’ll submit it on your behalf!
Make home happen
During conveyancing, we’ll liaise with the seller and your solicitors to ensure a smooth purchase. We’ll also provide a free protection review for your insurance needs.
