Play around with our mortgage calculator to see what you could borrow. At Tembo, we specialise in increasing home buyer’s budgets - discover your true buying budget here. This calculator is only an estimate of how much you may be able to borrow, create a Tembo plan to get a free personalised recommendation, and then seek mortgage advice.

See your results

Discover how much you can really borrow.

I want to

Purchase

Remortgage

My household income is

I’ve saved up a deposit of

This calculator is only an estimate of how much you may be able to borrow. Create a Tembo plan and seek mortgage advice to get a more personalised figure.

Have a property in mind?

Property price

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Add a Booster (Guarantor) to increase your borrowing.

A Booster (similar to a Guarantor) is a friend or family member who is willing to support your mortgage application, either using their income, savings or property.

Booster's income

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Booster's savings

Optional

Booster's property value

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Tembo is a multi-award winning savings & mortgage platform, on a mission to help first-time buyers, movers & remortgagers overcome the affordability gap. We’ve already helped thousands to save a deposit sooner and make home happen.

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Mortgages and Insurance

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE.

For insurance business we offer products from a choice of insurers.

Tembo Money Limited (12631312) is a company registered in England and Wales with its registered office at 18 Crucifix Lane, London, SE1 3JW. Tembo is authorised and regulated by the Financial Conduct Authority under the registration number 952652.

See full details of all claims and figures shown on this website at our Transparency page.

Savings

The 25% bonus and tax-free benefits of these accounts depend on government policy and tax rules, which can change at any time.

Market-leading is defined as Tembo having the best Lifetime ISA interest rate excluding introductory offer periods. Rates are accurate as of November 2024, but are subject to change.

If you open a Tembo Stocks & Shares Lifetime ISA, it’s important that you know the value of your investment could go up as well as down. You could get back less than you put in, which means it would take you longer to buy your first home. Past performance is not necessarily a guide to the future and investing is not intended to be a short-term option. We can’t and don’t provide financial advice so please be sure that investment risk is right for you.

Tembo, Tembo Lifetime ISA, Tembo LISA and Nude are trading names of Nude Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 928010) and registered as an account information services provider (FRN: 913654). We are a private limited company registered at 18 Crucifix Lane, London, SE1 3JW, with registration number 12008146.

Nude is a registered trade mark of Nude Finance Limited (12008146) (TM Reg No UK00003263387).