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Voted the UK's Best Mortgage Broker

5 years running

Shared ownership mortgages

Reduce what you need to buy your dream home. Buy a share of a property and pay rent on the rest. Find out how a shared ownership mortgage could make homeownership a reality sooner.

Speak to a shared ownership specialist same-day
Compare shared ownership vs outright purchase
See what you could afford in minutes
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Suitable for buyers & movers

Start with just a 25% share

Staircase to full ownership

Suitable for buyers & movers

Start with just a 25% share

Staircase to full ownership

How does it work?

If you're struggling to save up a big enough deposit or get a large enough mortgage to buy a home, Shared Ownership could be the solution. Instead of getting a mortgage for the full property price you'll purchase a share of a home, significantly reducing the amount you need to get on the ladder.

Over time, you can staircase your way up to full ownership, buying more of the property each month, or in lump sums. Until then, you’ll pay rent on the part of the property you don’t own to a private landlord.

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Why Tembo?

We help buyers, movers and homeowners discover how they could boost their affordability in 3 simple steps. It’s why we’re the UK’s Best Mortgage Broker.

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The ultimate mortgage experience

Rated 5 on Trustpilot and Google by over 2,000 people

We’ll find you the best deal

From 20,000+ products and 100+ lenders

Same day appointments

Book an instant appointment 7-days a week

A dedicated case manager & advisor

By your side from hello to getting your keys

Instant property valuations

Free home reports with 120+ data points

Advice from UK’s Best Mortgage Broker

As voted by our customers four years running

A lightning quick service

Average time to mortgage offer is just 10 days

Protection & insurance advice

The cover you need to protect you & yours

Hassle-free moving service

Easy utilities, moving & services set-up

Access to our panel of conveyancers

Tried & tested paid legal guidance from our experts

See what our customers think about Tembo

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