Logo
DropdownArrow

Buy a home HoverArrow

Remortgage HoverArrow

DropdownArrow

Purchase HoverArrow

Remortgage HoverArrow

Buy to Let HoverArrow

Increase your affordability HoverArrow

With a guarantor

Increase your affordability HoverArrow

Without a guarantor

NEW: long-term fixed rate

Fix your interest rate for up to 40-years and increase your borrowing to 6x income. Rates from 5.69%

Learn more
Discover all our mortgage schemes
New
DropdownArrow

Lifetime ISA HoverArrow

Latest Articles HoverArrow

NEW: CASH ISA

Save up to £20,000 tax-free

Open a Tembo Cash ISA today and earn 4.55% AER (variable) interest on your savings. Over 5-years, that’s hundreds more in your pocket vs saving with the Big Four banks.

Get started
DropdownArrow

Latest articles HoverArrow

DropdownArrow

Buy a home HoverArrow

Remortgage HoverArrow

Mortgage loginCheck my affordability

We make home happen

Our award-winning mortgage service maximises your borrowing power, while our market-leading Lifetime ISA & Cash ISA help you save faster.

MortgagesSavings
British Bank awards 2023 Best Mortgage Broker winner
apple-app-of-the-dayapple-featured-appbest-mortgage-broker
main
tear
mainmain

Olivia, you’ve got 7 options to buy that home worth 

£300,000

We search over 100 lenders & 25 schemes to find you the best deal

That's how we increase budgets by an average £88,000 versus “standard” mortgage calculators.

Get started

Specialist First-time buyer schemes

First-time buyer mortgage

Low deposit, low affordability, solo buyers

Enhanced affordability and lower rates for first-time buyers

utilises COMPLEX self-employed income

Self employed mortgage

Self-employed or complex income

Options for sole traders, contractors & company directors that only need one year’s accounts.

New home mortgages & schemes

New-build mortgage

Low deposit, low affordability, solo buyers

Lower deposit requirements and better rates for new build homes

family supported mortgages

Guarantor mortgages

Low affordability

Using guarantor income, savings or property to boost borrowing

Switch to a new deal

Remortgage

Employment & Income

Best rates from over 20,000 products and 100+ lenders

Part buy part rent

Shared Ownership

Low affordability

Increase your budget with the government's shared ownership scheme

Specialist speedy mortgages

Fast-track mortgage

Low deposit, low affordability, solo buyers

Lenders offering digital valuations or income verification to secure you a quick mortgage offer.

The mortgage you need, no matter your situation

Buying, remortgaging, moving. It’s harder than ever. But we’re making home happen, against the odds. It’s why we’ve been voted the UK’s Best Mortgage Broker three years in a row.

Get started

Single income first-time buyer

Buying with complex income

First-time buyer in London

Using income to boost affordability

Remortgaging to gift a deposit

Acting as a silent guarantor

misc-image-1misc-image-2

The ultimate mortgage experience

Rated 5 on Trustpilot and Google by over 2,000 people

We’ll find you the best deal

From 20,000+ products and 100+ lenders

Same day appointments

Book an instant appointment 7-days a week

A dedicated case manager & advisor

By your side from hello to getting your keys

By your side from hello to getting your keys

Free home reports with 120+ data points

Advice from UK’s Best Mortgage Broker

As voted by our customers three years running

A lightning quick service

Average time to mortgage offer is just 10 days

Protection & insurance advice

The cover you need to protect you & yours

Hassle-free moving service

Easy utilities, moving & services set-up

Access to our panel of conveyancers

Tried & tested paid legal guidance from our experts

Our fees are simple

Read more about our fees & when we charge them here.

hand-1-blue

Free

Tembo Savers

Our savings customers go fee-free. T&Cs apply.

hand-2-blue

£499

Standard

Buying or remortgaging with no affordability hurdles or complexity.

hand-3-blue

£749

Complex

If you need extra support due to affordability, credit or complex needs.

Get started

Save for sooner

Our award-winning savings and investment app will help you save towards life’s milestones faster. From building your first house deposit to saving for retirement, our market-leading rates and smart product features will get you there faster. 

4.55% AER

SAVING FOR FIRST HOME OR RETIREMENT

Cash Lifetime ISA

Save up to £4,000 per tax year

25% Gov bonus of up to £1,000

Market-leading 4.55% AER Variable

ESG fund

Investing FOR FIRST HOME OR RETIREMENT

Stocks & Shares LISA

Invest up to £4,000 per tax year

25% gov bonus of up to £1,000

High growth ESG fund

4.55% AER

SAVE up to £20,000 A YEAR TAX FREE

Cash ISA

Unlimited instant withdrawals

No introductory rates, penalties or fees

4.55% AER Variable

Open or transfer in minutes

Download the Tembo app and you can have an account open in under 10-minutes.

A competitive interest rate for all

We don’t buy into bonus rates. You’ll get the same rate no matter how long you’ve been with us.

Daily interest, paid monthly

Track your interest gains in the Tembo app, and watch your savings grow over time.

side_image

Access our team of experts, round the clock

Whether you're trying to buy your first home or save an emergency fund, our award-winning team are here to help 7-days a week.

tembo-team
media-logomedia-logomedia-logomedia-logomedia-logo